How Do You Recover? Things To Consider
The effort required to recover from a natural disaster like a wildfire is obviously dictated by the impact upon your life and property. In such situations, however, few are spared from any impact at all and many must consider the process of wildfire rebuilding. That said, if you have suffered property loss – no matter how minor – there are good “rules of thumb” to follow. The following guidance was drawn from the FEMA document “After The Fire – Returning To Normal“.
- If you are unsure where to turn initially, you should contact the American Red Cross or the Salvation Army – they can help with emergency housing, food and clothing.
- In addition, contact your insurance agent/company.
- Wildfire victims can also apply for assistance from the Federal Emergency Management Agency (FEMA) in person at local assistance centers, by calling 800-621-3362 or going online (www.disasterassistance.gov). When applying for assistance, be prepared to provide the following:
- address of damaged dwelling or business with a description of the damage;
- Social Security number;
- information about your insurance coverage;
- telephone number(s) and mailing address;
- bank account and routing numbers for direct deposit of funds.
- Another step is to contact your landlord or mortgage lender ASAP and let them know what happened. Also contact your credit card company to report credit cards that may have been lost in the fire and request replacements. Save all of your receipts for any money you spend. The receipts may be needed later by the insurance company. You will need the receipts to prove any losses claimed on your tax return.
Please follow the link above to the FEMA document for additional considerations.